Top 6 Shopify Payment Gateways in Belgium

With the fast-paced development of Shopify and the active involvement of Belgian merchants, choosing the best Shopify payments for Belgium market is essential, which determines your online success. However, thousands of payment providers are active in the market, putting many businesses in the dilemma of choosing between multiple payment processing solutions.

To help you save time to pick the right payment professional, here we take you to the comprehensive guide to set up a Shopify store in Belgium, and top-notch payment gateways for Belgium Shopify. Let’s begin!

Is Shopify Available in Belgium?

Definitely yes, Shopify is available in Belgium and we are witnessing a significant growth of the Belgian Shopify market. According to Storelead, Shopify stores in Belgium increased 6.7% quarter-over-quarter in 2024 Q4 and 11% year-over-year in 2024 Q4. The latest data by 2025 Q1 said that there are currently 15,710 active stores in the Belgium Shopify platform, which mainly operates in the Apparel, Home & Garden, Beauty & Fitness, and F&B industries.

So, how to get started with Shopify in Belgium?

Setting up Your Shopify Store in Belgium for Success

Step 1: Sign up for a Shopify account

• Browse Shopify.com to get started
• Sign up to your Shopify account with email, Facebook, Apple, or Google
• Provide your email address, create a password, and your store name
• Shopify will ask you to share some information about yourself. This is optional, but do not skip it since this information makes Shopify understand you and provide tailored advice to grow your business
• Enter your commercial address and contact details for business-related purposes.
• Submit the form and begin to customize your Shopify store

Step 2: Choose a theme

Your store will need to wear a shirt. So, choose a theme that reflects your brand characteristics and aesthetics. The theme you choose will interact with your target audience and control how it appears to customers through layout, typography, color scheme, and shopping experience.

There are tons of free and premium themes for your choice. Access the Shopify theme store to pick the right one and create a visually appealing storefront without coding expertise.

• From the Online Store page ⇒ Choose Themes ⇒ Visit Theme
• Enter the keyword that best matches your store; choose the one you love
• Click Try Theme

The chosen theme will be automatically applied to your store. To make your store more unique, start customizing your store look.

• From the Shopify store dashboard, navigate to Customize
• An editable screen appears. Now you can make changes on the content and design in the left-side sections
• In the top right corner, choose Save to confirm the changes and publish your new store’s appearance.

Step 3: Add products

• From the Shopify admin panel ⇒ Select Products ⇒ Add Product
• A form appears. You can add the product information, including title, description, category, vendor, and inventory, variants,..
• Choose Active mode to make sure your product is visible to customers
• Hit Save to publish

Step 4: Set up Shopify payments for Belgium market

• From the Shopify dashboard ⇒ Settings
• Choose Payments
• If you do not have a credit card payment provider, choose to set up Shopify Payments. Follow the steps to fill your business details, personal, product, and banking information, then choose Submit for verification
• Back to the Payments, you can choose an additional payment gateway like PayPal, Bancontact, or whatever you want. Then click Install
• Install all the information needed and finish the payment settings

Step 5: Add the store’s domain name

• Go to Settings
• Scroll down, select the Domains
• Click to choose Connect existing domain
• Enter your domain information and hit Next
• Select Verify connection to complete the process, and wait for up to 48 hours to connect the domain

You may need: Shopify Domain Checker: The Ultimate Tool for Choosing Your Domain Name

Step 6: Start selling

After you’ve reviewed the final few components of your website, such as shipping, delivery, taxes, customer alerts, business locations, and general information. The launch of your website is imminent!

Shopify Payments for Belgium: Top 6 Payment Gateways

Shopify Payments

As a default payment method, Shopify Payments is one of the most convenient Shopify payments for Belgium to address transactions for your Shopify store, which accepts payments of any kind. You can take advantage of the seamless integration with the Shopify store, low transaction fees, and time-saving formalities like with external payment solutions, offering the highest level of security.

Indeed, Shopify Payments provides customers with various ways to pay without a single credit card, such as Shop Pay, Facebook Pay, Google Pay, Apple Pay, and even cryptocurrency. Transaction fees are determined by your subscription plan, the higher the subscription your Shopify store is, the lower transaction fees will be.

Pricing:

Requirements for Shopify Payments in Belgium:

It is required that you meet some standard to use the Shopify Payment for your store. Here are some points you need to consider:

• You do not belong to the prohibited businesses: businesses that sell illegal products and services; Adult content and services; Debt relief companies; Government services; Identity services,…Click here to view details.
• Guarantee that your bank account linked with Shopify is a regular checking account comprising an EUR currency, opened at an EU or Belgium-based bank, eligible for SEPA transfers, and has an IBAN that starts with the following letters: AT, BE, CH, DE, DK, EE, ES, FI, FR, GI, IE, IT, LU, NL, NO, PT, or SE.
• Provide comprehensive information about you and your business to make sure your business complies with regulatory requirements that prevent financial crimes. Get Personal information requirements for Shopify Payments to successfully integrate Shopify Payments for your store.

Pros:

• Cut down the additional third-party payment processing charges
• All-in-one payments dashboard
• Built-in integration
• Supports offline sales
• There are no hardware rental or hidden fees
• 2-DAY payout
• 24/7 customer support

Cons:

• Limited in some countries
• Charges a monthly fee

Bancontact

Bancontact is a payment system originated from Belgium and has become dominant in the Belgian electronic payment ecommerce with 80% market share. Operated as a debit card-based payment system, Bancontact lets your customers make the payment directly from their bank accounts thanks to its smooth and secure connection to popular Belgian banks like Belfius, BNP Paribas Fortis, ING Belgium, KBC, CBC, AXA Bank and many more. These seamless integrations also allow wider transaction acceptance across the country. Plus, it primarily supports transactions in EUR (€), making it ideal for companies aiming to reach the Belgian market.

In addition, when the customer makes the transaction, the 3D secure authentication, PIN verification, and encryption will be implemented to prevent fraud, ensure the highest security for both merchants and customers.

Pricing:

• Percentage-Based Fee: Typically 0.1% to 0.5% per transaction.
• Flat Fee: Ranges from $0.18 to $0.37 per transaction, regardless of purchase amount.
• Hybrid Model: A small percentage + fixed fee (e.g., 0.3% + $0.18).

Pros:

• Debit card and mobile payment supported
• PIN code, QR code, 3D secure authentication
• Easy to use
• Merchant-friendly fees
• Direct bank transfers, No debt risk for users
• Integrate with Apple Pay

Cons:

• Geographically limited, mainly for Belgian customers
• High dependence on Belgian banks

2Checkout (Now Verifone)

More than a payment gateway, 2Checkout makes it one of the best Shopify payments for Belgium thanks to its all-in-one solutions for global payments, digital commerce, subscription billing, global tax and financial services, that help you to boost conversion rate in the Belgium market and tap into international eCommerce landscape.

To be more specific, 2Checkout supports over 35 payment methods including credit and debit cards, PayPal, and various local payment options, and 130+ currencies, which allows Shopify merchants to sell products to all regions of the world, not just Belgium. Moreover, with the Intelligent Payment Routing, 2Checkout ensures the highest possible payment authorization rates for your Shopify store, not excluding international transactions. The provider’s multi-currency management also plays an important role in increasing the authorization rates by up to 25%, leading to a significant reduction in cart abandonment and thus, enhancing the overall customer experience.

Read more: How to Improve eCommerce Customer Experience – 10 Ways

Pricing:

• 2SELL: 3.5% +  $0.34 per successful sale
• 2SUBSCRIBE: 4.5% + $ 0.45  per successful sale
• 2MONETIZE and 4ENTERPRISE: customize pricing

Pros:

• Coverage in 200 countries
• PCI, GDPR compliance
• No monthly fees
• Advanced fraud protection
• Pay-outs in multiple currencies
• Automate billing processes

Cons:

•  Expensive processing rates.

Stripe

Stripe has rapidly gained prominence over the Shopify payments for Belgium because it accepts payment in several currencies and the possibility to customize the payment experience. With Stripe, merchants can get various features that best fit your type of business, including subscription payment, one-click payments, recurring payment, invoicing, and international marketplaces. Using Stripe, online payment, in-person payment, or mobile apps payment are all accepted, providing your customers the flexibility in payment methods, encouraging them to make purchase decisions by removing the payment barriers.

Stripe security measures are striking. To protect transactional data, Stripe uses the best-in-class end-to-end encryption. Additionally, tokenization and radar are utilized to protect sensitive data and prevent fraudulent transactions.

Read more: Shopify Payments vs Stripe – 5 Key Differences To Concern

Pricing:

• Starting Transaction Fee: 2.9% +  $0.3 cents per transaction
• Extra fee for manually entered cards: 0.5%
• Extra fee for currency conversion: 1%
• Extra fee for international cards: 1.5%

Pros:

• PCI DSS compliant
• Pay-as-you-go pricing with no fees
• Multiple options of countries and currencies for international sales
• Comprehensive financial reports
• Well-documented APIs, SDKs, and plugins
• Integrating with local banks and offering region-specific payment methods such as Bancontact and iDEAL.
• Provides SDKs tailored for mobile applications

Cons:

• Setup and usage need technical knowledge
• High chargeback fees for payment disputation

PayPal

Stay ahead of Shopify payments for Belgium list is PayPal, a payment processor used and trusted by more than 220 million users from over 200 countries worldwide. If you are looking for a simple, reliable, and flexible payment processing partner, look no further; PayPal is the best choice for you to go over Belgium and reach wider customers for your Shopify store.

What makes PayPal stand out is its protection program, which is designed to keep both buyers and sellers safe from fraud, and a one-touch checkout feature that lets customers buy goods with their phone in a few clicks. Moreover, this payment provider comes with various business services, ranging from invoicing, POS systems, financial services, and business management tools to help you operate your Shopify store more efficiently, smoothly, and expand seamlessly.

You may concern: Shop Pay vs PayPal: A Full Comparison

Pricing:

Pros:

• No setup fees
• Invoicing capability
• One-touch checkout
• Offer pay later options
• Support a wide range of payment methods and currencies for cross-border transactions
• Allows customers to pay by PayPal accounts

Cons:

• Higher transaction fees in comparison with other payment gateways
• Some merchants faced the problem that their accounts had unexpectedly been frozen
• Limited access to Interchange Plus pricing

Braintree

Braintree is a full-stack payment platform owned by PayPal that does not only enable your business to have the flexibility in accepting various payment methods, including credit/debit cards, PayPal, Venmo (in the US), Apple Pay, and Google Pay, but also integrates easily to popular shopping carts, accounting software, analytics services, e-commerce platforms, and billing programs to streamline your Shopify store operation. With over 45 countries/regions covered and 130+ currencies, scaling your online business internationally is simpler than ever, helping you to reach the global audience easily while maintaining your store’s operational flow.

Pricing:

Pros:

• Support multiple payment methods, which is ideal for businesses of all types
• Robust security features, including data encryption and fraud protection
• Transparent and competitive pricing
• No minimum transaction fees
• Simple checkout page for both desktop and mobile
• No early termination fees

Cons:

• Slow response times and lack of resolution
• Have some account management issues, such as delayed payouts and account terminations
• Few features for brick-and-mortar businesses

Final Words

Elevate your online store experience with Shopify payments for Belgium to increase conversion in your target market and expand globally. Our curated list showcases top-tier payment experts, their pros, cons, and pricing so that you can have the overall ratings toward these gateways and choose the best options for your stores and customers. No matter what type of business you are, these specialists provide you with cutting-edge solution in customer experience, payment integration, and mobile commerce to achieve domestic success and go global.

• Facebook
• Twitter
• LinkedIn
• Pinterest