Shopify Payments in Pakistan: How to Accept Payments Without Hassle

Online shopping in Pakistan is witnessing a significant boom with the rise as an e-commerce game-changer of Shopify. Adapting to the huge opportunity of online shopping and cultural integration, more and more Pakistani businesses are starting to build their own online store on Shopify and seeking the best Shopify payments for Pakistan market to enhance customer experience.

Understanding that choosing the right payment gateway is crucial, after conducting extensive research, we can list the best Shopify payment gateways in Pakistan to help you receive online payments and monitor your store’s transactions. Find out below!

Is Shopify Payments Available in Pakistan?

We still have to insist that Shopify embraces a lot of development opportunities for Pakistani businesses, including the Shopify pricing Pakistan plans, but the fact that Shopify Payment does not work for this market.

So, how to get payment from Shopify in Pakistan, and how Pakistani Shopify users overcome the payment gateway obstacle? This is where our top-notch payment gateways list comes in.

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Best Payment Gateway for Shopify in Pakistan

XPay

XPay is an emerging key player in Shopify payments for Pakistan thanks to its complete solution for e-commerce, advanced security, and high acceptance rates. With a strong focus on powerful yet user-friendly features, XPay is a great choice that adapts Pakistani market requirements, delivering efficient transactions. Moreover, its flexibility, embedded checkout, and smooth integration allow you to accept payments through various channels, ensuring smooth payment experiences for local merchants and effective expansion.

Key Features:

• BIN-Based Discounts – Offers customized discount based on bank cards to attract more users
• Seamless Checkout – Faster transactions without interruptions or external redirects that help to enhance customer trust and boost conversion rate
• Subscriptions – Automated renewals reduce the abandoned cart, automate your finance operations, and capture recurring revenue
• Tokenization – Ensures streamlined checkout, security for repeat transactions, and increase customer retention
• Smart Dynamic Routing – Leads to the highest acceptance rate by routing payment through the most effective channel
• Instant Payment Links API – Easily send links through SMS, email, and social media in seconds with no need of technical expertise, ideal for chat-based businesses
• Compatible with Multiple Platforms – Seamless integration with Shopify, WooCommerce, Magento, and other apps

Why you would love XPay: 

• Offer various payment options
• Accept payment through multiple channels
• Easy to set up
• Comply with PCI-DSS global security standards
• No hidden fees, you only charge for your usage
• End-to-end encryption alerts suspicious activity

Read more: How to Improve eCommerce Customer Experience – 10 Ways

Safepay

If you are looking for a way to increase conversions, let’s take SafePay as a powerful solution to enhance the local and international customer’s shopping experience. SafePay is a PCI-DSS-certified payment provider that offers businesses seamless and secure successful transactions. Also, Safepay can easily integrate with Shopify within minutes, allowing you to access checkout, quick links, invoices, APIs, and other payment aspects. Whether you are an individual seller, startup, SMEs, or large corporation, Safepay offers adaptable solutions tailored to meet your needs with minimum technical knowledge and no annual fee.

Key Features:

• Customizable Intelligent Payment Buttons – Personalize checkout experience; let customers pay without moving the current site
• Quick Link – Allows customers to make transactions in seconds
• Invoices – Permits customers across Pakistan pay you using their net banking, mobile banking, cheque or cash
• Powerful Payment APIs – Empowers merchants to build custom payment experiences and deploy integrations
• Flexible Payment Acceptance – Securely accept customer payments from bank accounts, cards, mobile wallets, …
• Instant Fund Settlement – Transparent and timely settlement of funds.

Why you would love SafePay:

• Hassle-free checkout process
• High success rates
• Comply with global security standards
• Full-time local support
• Smooth integration with apps and easy connection with various platforms

Payoneer

Founded in 2005, Payoneer experienced an accelerating growth, becoming a leading Shopify payments for Pakistan eCommerce businesses by offering users a comprehensive solution including mobile payments, global bank transfers, and local e-wallets. With its multi-currency availability and smooth withdrawal to Pakistani banks, you can effectively target global markets and grow your business scale. And, if you are an individual seller, startup, or dropshipping supplier, Payoneer Checkout charges you no fee to set up and a small transfer cost, which is affordable for businesses with tight budgets.

Key Features:

• Track Your Earnings – The dashboard and reporting provide visibility to your store revenue
• Global Payment Solutions – Supports the most-used currencies, such as EUR, USD, GBP, AUD, JPY, CNH, and CAD
• Payment Request and Invoicing – Integrate with Free Invoice Builder to customize invoices
• Mass Payouts – Work effectively on a larger scale
• Best-in-class UI Design and UX Optimization – Improve conversion rate through front-end design.
• Intelligent Dispute Management​ – Reduce your chargeback rate.

Why you would love Payoneer:

• Low-cost payments, no monthly or yearly fee
• Support a wide range of payment options such as credit card, debit card, master card, Visa, apple pay, and so on
• One-central fund management
• Freedom to withdraw funds to your local Pakistani bank account
• Free and easy to set up

Abhipay

Abhipay offers a one-stop shop to manage your digital payments with an entire ecosystem of customized checkout solutions to operate your business securely. The platform comes with integration tools and customizable options to handle all transactions, from simple to complex with ease. As one of the best Shopify payments for Pakistan eCommerce, Abhipay meets PCI-DSS standards, offers 3D Secure transactions and accepts multiple payment methods through debit/credit cards, bank transfers, and online invoicing, maximizing your business growth by improving the shopping experience for customers. Also, it allows you to monitor your store’s financial performance through a user-friendly dashboard with real-time tracking and reports.

Key Features:

• Abhipay Dashboard – Easily manage all payment processes, such as registration, integration monitoring, handling invoice, and making payments
• Transactions with Instant Payment – Efficiently manage the flow of money and receive transactions instantly and directly to your account
• Refund Capability – Allow refund in whole or in part without service fee
• Online Invoicing – Send invoices online to your customers with just one click
• Plugins – Handle every aspect of the client lifetime with ease, from handling subscriptions to taking regular payments.
• Seamless Integration – Offer iOS and Android SDKs for mobile app payment processing.
• Card Save – One touch in subsequent transactions

Why you would love Abhipay:

• Flexible and flawless integration
• No refund fee
• Fast-growing platform with modern features that stay ahead of the industry
• Instant payment via credit or debit card
• Easy to operate
• A fully integrated suite of payments solutions for businesses of all sizes

Paymob

Paymob handles millions of transactions every day for companies of all sizes in the Middle East and Africa, allows enterprise customers to accept payments through mobile wallets and credit/debit cards. It has a very low transaction fee, and is easy to use, things that make it perfect for growing Shopify stores in Pakistan. Set up more ways to pay in-store and help your business grow with an all-in-one POS system that is out-of-the-box ready. With a wide range of regulated payment methods, you can easily distribute bulky payments to employees and vendors. Moreover, Paymob Sync is an all-in-one solution that provides all the infrastructure, technology, and hardware needed to activate cashless services. The most appealing aspect is the support of multiple languages and currencies given by Paymob delivers a personalized shopping experience. That’s why Paymob is the perfect choice for both Pakistani and international sales.

Key Features:

• Powerful APIs – Integrate easily with existing systems and more, deliver quick and powerful capabilities.
• Integrated Fraud Detection – Advanced machine learning algorithms protect your business from ever-changing fraud patterns
• Interactive Dashboards – Permits  you to track transactions in real-time and analyze performance on the go to make data-driven decisions
• PCI Security Certification – Guarantees your customers complete secure payments without ever leaving your platform
• Subscriptions – Control your billing cycles and automate recurring payments
• Payment Link – Share your payment links through social media to get paid immediately.

Why you would love Paymob:

• Low transaction fees
• Accept instant online payment
• Offer POS solutions
• Support for both local and international payments
• Free to use
• Integrated seamlessly  with Shopify, WooCommerce, Wix, Magento, and Open Cart

Payment Gateways Managed by Banks in Pakistan

MCB Bank Limited

MSC Bank is one of the largest private sector banks with 1200+ branches across the country. The bank also offers an easy-to-integrate and secure payment gateway for merchants and the eCommerce industry. MCB eGate is a secure e-commerce payment solution (online card processing service) provided by the bank. It aims to provide a seamless online shopping experience for merchants and cardholders alike, thus helping drive Pakistan’s digital economy.

Key Features:

• 3D Secure and PCI-DSS Certification – Get maximum safety transactions
• Merchant Portal – Show transaction history and details; makes it easier for you to control your money flows
• Fraud Risk Management – Inspect and investigate suspected fraudulent activities, giving you the timely solution
• Easy Integration – Provides APIs, SDKs, and plugins for smooth integration with Shopify apps and mobile phones.

Bank Alfalah

Bank Alfalah is one of the largest banks in Pakistan, with 1100 branches over more than 200 cities in the country and international presence in Afghanistan, Bangladesh, Bahrain and the UAE. The Bank offers financial solutions to consumers, corporations, institutions, and governments through a wide range of products and services, including the corporate and investment banking, consumer banking & credit, securities brokerage, commercial, SME, agrifinance, Islamic and asset financing units.

Key Features:

• Customizable Payment Pages – Personalizes checkout experience for your customers and increases brand awareness.
• MPGS Tokenization – Provides one-time token issuance
• Industry-leading Fraud Management Solution – Enables the configuration or activation of a broad range of intelligent fraud control policies to protect both sellers and buyers
• Mobile Innovation – The ability to connect and accept mobile payments, which encourages customers to buy more because of the convenient checkout process
• Partnership With XPay – Increases conversions, reduces abandoned cart rate by eliminating unnecessary payment redirects

United Bank Limited (UBL)

Another player in the banking Shopify payments for Pakistan sector is United Bank Limited (UBL), a pioneer in the local financial industry. With an innovative approach and modern technology, UBL commits to bringing customers security, satisfaction, and financial inclusion. By using UBL, you only need to sign up your account and wait for receiving your online payment with minimum effort.

Key Features:

• 3D Secure and PCI-DSS Certification – Get maximum safety transactions
• Wide Range of Payment Options – Accept credit/debit cards, mobile wallets, internet banking, and UPI/QR payments
• API’s and Inline Checkout – Deliver flawless payment experience
• Fraud Guard Prevent- Guarantee safety against fraud risk
• Recurring Payments – Subscription-based models with automated recurring billing.

FAQs

Conclusion

While facing the challenges that the popular international payment solutions like Shopify Payment and PayPal are unavailable, the Shopify digital landscape of Pakistan still witnesses a

fast-paced development and promising future. The keys to success are careful preparation, comprehending the nuances of the industry, and using the appropriate resources, regardless of whether you are aiming for the local market or expanding into foreign areas.

The 8 best Shopify payments for Pakistan we have shared in this article offer excellent payment solutions for you and your customer with the highest security and flexibility. Have you ever chosen the right one for your Shopify store? Let us know below!

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